Individuals and companies face more and greater challenges to obtaining payment for sale of their goods and services.  Whether the unpaid bills arise from a secured or unsecured debt, whether consumer (retail) or commercial, we help people and companies receive payment for what they do.

McDowell, Rice represents a wide variety of clients, including banks, major automotive lenders, manufacturers, distributors, and retail stores.  Survival in business requires collection of accounts receivable.  Our attorneys bring a wealth of experience and well-trained support staff to all areas of collection, including:

• Open account debt
• Promissory notes
• Credit cards
• Personal guarantees
• Business-to-business debt (A/R)
• Commercial foreclosures
• Mechanic's liens
• Student loans
• Automobile loans
• Construction and real estate loans

We can also provide guidance and consultation, including suggested account forms, review of current policies and procedures, and documentation, to place our clients in the best possible position to recover.  We provide the following services: 

• Demand and contact with the customer
• Identification of matters for suit
• Preparation and filing of appropriate pleadings
• Pursuit of discovery and relevant motions
• Trial
• Post-judgment execution and garnishment

We help our clients negotiate the legal system, and we structure fees, in appropriate cases, to include contingent, flat-fee, and hourly arrangements.